The Veterans Aid and Attendance Pension and Homebound Pension, which are Non-Service Connected Disability Pensions, are an important source of funding for long-term care. In fact, the Aid and Pension, which is about $2,358 – $2,795 per month for a Veteran or about $1,515 per month for a widow(er), can often make a critical difference in enabling you or your loved one to move into a costly assisted living or personal care facility to receive appropriate, high quality long-term care.
How to Qualify for the Aid and Attendance Pension
To qualify for a pension, a Veteran must have served 90 days of continuous, active service, with at least one day during an official wartime. The Veteran or the surviving spouse must be at least 65 years old and have a disability that results in the need for regular assistance with activities of daily living, such as bathing, dressing, grooming, or taking medications. The pension is based on financial need and there may be a penalty for giving away assets during a three-year look back period.
Wartime Periods
Wartime periods as defined by the VA are as follows:
- WW I 4/6/1917 – 11/12/1918
- WW I 12/7/1941 – 12/31/1946
- Korean 6/27/1950 – 1/31/1955
- Vietnam 8/5/1964 – 5/7/1975 (start date is 2/28/61 for veterans who served in Viet Nam)
- Persian Gulf 8/2/1990 – ?
Medical Eligibility
To qualify for the Homebound Pension, the veteran or widow must be permanently and substantially confined to the home, with a need for daily assistance with activities of daily living (ADLs). ADLs includes:
- Dressing
- Bathing
- Grooming
- Feeding
- Getting out of bed
- Attending to the wants of nature
- Physical or mental incapacity which requires care to protect veteran from hazards
- May be bedridden
- May need help taking medications
To qualify for the Aid and Attendance Pension, the veteran or widow must need regular assistance with ADLs such that the patient cannot take care of him/herself and must require regular, but not necessarily constant, personal assistance from others.
Financial Eligibility
The Veteran’s or widow’s net worth, which combines annual income and countable assets, cannot exceed approximately $159,240 in 2025. The formula for calculating net worth allows deductions for medical expenses.