Share

Houston Medicare Attorney

2018 Medicare Premiums, Deductibles and Co-Pays

Hospital Deductible:    $1,340 for each benefit period

Hospital Coinsurance:                            

Days 1-60: $0 per day
Days 61-90: $335 per day
Days 91-150: $670 for each "lifetime reserve day" (up to 60 days over your lifetime)

Skilled Nursing Facility Coinsurance

Days 1-20: $0  

Days 21-100: $167.50 / day

Note:  If you are in a private Medicare Advantage Plan, in which your Medicare benefits are administered by an insurance company, costs vary by plan and may be either higher or lower than those noted above.

Medicare Part B Deductible:    $183 / year
   

Medicare Part B and Part D Income-Related Premiums

The Medicare Part B premium is $134 in 2018, however some beneficiaries are charged less to prevent the premium increase from reducing their net Social Security income.  Other beneficiaries pay a higher premium based on income.  Premiums for Part D are also income-based.  For Part D, the plan premium is paid to the insurance plan and the additional income-based premium is paid to Medicare.  Income-based premiums are based on your tax return from the most recent tax year.

 

Medicare Part B and Part D Late Enrollment Penalties:  If you don't sign up for Part B or Part D when you're first eligible, you may have to pay a late enrollment penalty.   The penalty is an increase in the amount of your monthly Part B or Part D premiums for as long as you have Medicare.


Attorney Nancy Stone assists clients with Elder Law, Medicaid Planning, and Estate Planning throughout Harris County, TX. I am now based in Sugar Land and serve all of Houston, Harris County, Bellaire, Jersey Village, Cypress, West University, The Heights, Pearland, Alvin, Sugar Land, Missouri City, Kingwood, Humble, The Woodlands, Spring, Tomball, Richmond, Rosenberg Pasadena, Baytown, La Porte, Clear Lake, Texas City, Katy, Friendswood, Stafford, as well as Fort Bend County, Brazoria County, Montgomery County, Galveston County, Liberty County, Chambers County, Waller County and throughout Southeast TX.



© 2018 The Stone Law Firm | Disclaimer
2245 Texas Drive, Suite 300, Sugar Land, TX 77479
| Phone: 713.434.6310 | 281.566.2500

Elder Care and Public Benefits | Medicare Enrollment | Nursing Home Laws and Resident Rights | Medicaid Planning | Qualified Income ("Miller") Trust | Elder Law | Durable Power of Attorney | Estate Planning, Wills, Trusts | VA Aid and Attendance Pension | Advance Directives | Medicaid Estate Recovery Program | Health Insurance | Medicare | Social Security | Disability and Special Needs Planning | Special Needs Planning | Veterans Benefits | Trusts & Estate Planning | Estate Planning with Wills

Google+

Attorney Website Design by
Amicus Creative